1. Decide how much home you can afford. Generally, you can afford a home equal in value to between two and three times your gross income.
2. Develop a wish list of what you’d like your home to have. Then prioritize the features on your list.
3. Select three or four neighborhoods you’d like to live in. Consider items such as schools, recreational facilities, area expansion plans, and safety.
4. Determine if you have enough saved to cover your down payment and closing costs. Closing costs, including taxes, attorney’s fee, and transfer fees average between 2 percent and 7 percent of the home price.
5. Get your credit in order. Obtain a copy of your credit report.
6. Determine how large a mortgage you can qualify for. Also explore different loans options and decide what’s best for you.
7. Organize all the documentation a lender will need to pre-approve you for a loan.
8. Do research to determine if you qualify for any special mortgage or down payment assistance programs.
9. Calculate the costs of homeownership, including property taxes, insurance, maintenance, and association fees, if applicable.
10. Find an experienced, full-time REALTOR® who can help you through the process.

Welcome to the Pearl River County Homes Website.  Here you will find a lot of useful information about the Picayune, MS, area.  There is neighborhood information for Picayune, Carriere, McNeill, and other areas of our Pearl River County.  You can also search ALL properties for sale, no matter what company has the listing.

Buying a home can be a stressful situation.  You want to make sure you find the home that will fit your needs, be in an area that won’t depreciate your equity over time, and get the best price for your situation.  You need a consultant to guide you through the process and make it an easy transition for you and your family. When you are looking at Picayune MS homes for sale, you need someone to look out for your best interests.

The Picayune and Pearl River County area offer great properties within commuting distance of New Orleans, and the John C. Stennis Space Center (NASA).

Click a link to the left to search properties, check out neighborhood information, and get information on the buying and selling process.